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  In short, budgeting is important because it helps you control your spending, track your expenses, and save more money. Additionally, budgeting can help you make better financial decisions, prepare for emergencies, get out of debt, and stay focused on your long-term financial goals.
  Having and sticking to a budget is hugely important to reaching your goal of financial stability and home-ownership. We've picked a few of our favorites for you, which ever you choose you'll need to be detailed and track all of your spending. 
  We work with credit rebuilding services that can not only help you rebuild your credit but teach you about how to use credit cards and techniques for making responsible decisions with your money.

There are many online and printable budgetsHere are a couple we like.

Investment Chart
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