Philip Gawlak
How Much Is My Home Worth?
Automated Valuation Models - Determining Your Home's Value You've decided you're ready to sell your home. Being the prudent seller, you...
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Philip Gawlak
- Feb 4, 2021
- 4 min
Top 10 design trends for 2021
As a result of the COVID-19 pandemic, which has altered the way we work and school, home owners have had to alter their home environment...
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Philip Gawlak
- Jan 21, 2021
- 1 min
How much will PMI cost me?
How much does mortgage insurance cost? An FHA mortgage requires an upfront premium, or fee, of 1.75% of the loan amount. You can: Pay...
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Philip Gawlak
- Nov 30, 2020
- 3 min
My Realtor said I Need to Be Pre-approved???
Shopping for a home may be exciting and fun, but serious homebuyers need to start the process in a lender's office, not at an open house....
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Philip Gawlak
- Nov 24, 2020
- 2 min
Maryland Heights, MO- Check it out!
Maryland Heights, Missouri is located in West St. Louis County. Maryland Heights sits just 8 minutes from St. Louis-Lambert International...
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Philip Gawlak
- Nov 24, 2020
- 15 min
Learn our Language, key Real Estate terms for home buyers
Adjustable-rate mortgage (ARM) With ARM loans, interest rates can change after an initial fixed rate period as they adjust based on the...
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Philip Gawlak
- Nov 23, 2020
- 3 min
Can I use my FHA loan to buy a Condo?
There are many different types of FHA loans available for borrowers who want more options than a typical suburban home. Many types of...
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Philip Gawlak
- Nov 22, 2020
- 4 min
Real Estate 101: It takes one to buy and two to sell? Not always!
An axiom frequently taught to real estate agents and investors is “It takes one to buy and two to sell.” And that is in part true, but...
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