Philip Gawlak
How Much Is My Home Worth?
Automated Valuation Models - Determining Your Home's Value You've decided you're ready to sell your home. Being the prudent seller, you...
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Philip Gawlak
Feb 4, 20214 min read
Top 10 design trends for 2021
As a result of the COVID-19 pandemic, which has altered the way we work and school, home owners have had to alter their home environment...
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Philip Gawlak
Jan 21, 20211 min read
How much will PMI cost me?
How much does mortgage insurance cost? An FHA mortgage requires an upfront premium, or fee, of 1.75% of the loan amount. You can: Pay...
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Philip Gawlak
Nov 30, 20203 min read
My Realtor said I Need to Be Pre-approved???
Shopping for a home may be exciting and fun, but serious homebuyers need to start the process in a lender's office, not at an open house....
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Philip Gawlak
Nov 24, 20202 min read
Maryland Heights, MO- Check it out!
Maryland Heights, Missouri is located in West St. Louis County. Maryland Heights sits just 8 minutes from St. Louis-Lambert International...
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Philip Gawlak
Nov 24, 202015 min read
Learn our Language, key Real Estate terms for home buyers
Adjustable-rate mortgage (ARM) With ARM loans, interest rates can change after an initial fixed rate period as they adjust based on the...
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Philip Gawlak
Nov 23, 20203 min read
Can I use my FHA loan to buy a Condo?
There are many different types of FHA loans available for borrowers who want more options than a typical suburban home. Many types of...
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Philip Gawlak
Nov 22, 20204 min read
Real Estate 101: It takes one to buy and two to sell? Not always!
An axiom frequently taught to real estate agents and investors is “It takes one to buy and two to sell.” And that is in part true, but...
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